Remembering Martin Luther King, Jr. published on January 16th, 2012 at 09:39 AM
For Martin Luther King, Jr. Day I thought I would write a quick post about the Civil Rights Movement and its effect on the services afforded to poor urban communities by the financial industry including insurance and banking.
"Redlining" was a process used by financial institutions to exclude investment in particular sections of an urban area. Look at the picture - that is a redlined map of ...
Holiday Fire Tips! published on December 20th, 2011 at 09:39 AM Fires are a major risk during the winter holiday season. I have posted an article of winter holiday fire safety tips for your home and business.
In addition to that article there are many places online to seek out fire safety tips and checklists. For example, the National Fire Protection Association has "Project Holiday" on its website. The site features full-size color posters for download ...
Cyber Monday! published on November 28th, 2011 at 09:39 AM I hope you all had a fabulous holiday with your family!
Being an "online" guy, I love Cyber Monday. I watched my daughters and some other relatives do the whole after-Thanksgiving shopping experience and, well, I am not interested. However, owning my own business and sitting at my connected terminal most of the day allows me the opportunity to follow the deals and promotions on Cyber Monday and ...
Is Your Business Covered if a Satellite Hits? published on October 21st, 2011 at 09:39 AM
Sometimes I get the best e-mails in this gig! Today was one of those days.
This weekend a German x-ray telescope satellite, ROSAT, is predicted to fall to the Earth. It is reported that large portions of the satellite will survive reentry and strike the Earth. Some reports state that pieces as large as 250 lbs. could strike the ground.
This morning, the helpful folk at the Insurance ...
Where to Find Premium Savings? published on October 17th, 2011 at 09:39 AM As we get to the end of 2011 it is time to start looking at ways to save business insurance premium dollars in 2012. I though about this after I finished an article on premium savings for green business practices. There are a great number of ways a business can save on premium expense.
First, safety. Like it or not, the best way to reduce premium costs is by having safe employees and safe ...
Looking at Additional Insured Status published on September 26th, 2011 at 09:39 AM Not a very exciting title for a post.
There are two times when a business cheifly interacts with its insurance company:
At the start of the policy and during the application process when the business is purchasing the policy; and,
When the company, through its operations, must add another entity to its policy as an additional insured.
The status of "additional insured," while ...
What are the Most Dangerous Jobs? published on September 20th, 2011 at 09:39 AM What are the most dangerous jobs in the United States?
Would you believe fishing? Is it more dangerous to be a law enforcement officer or a sanitation worker?
The Bureau of Labor Statistics, part of the U.S. Department of Labor, has created a summary of workplace fatalities for 2010. I have listed the top ten with some analysis.
Business Insurance After 9/11 published on September 12th, 2011 at 09:39 AM The terrorist attacks on the United States on September 11, 2001 resulted in one of the largest insurance losses in history. Reports differ. Some sources state that Hurricane Katrina caused greater losses, others find 9/11 to represent the most catastrophic insurance loss. All agree that losses exceeded $32 billion at a time when it was estimated worldwide insurance reserves were approximately ...
Earthquake Coverage by State published on September 6th, 2011 at 09:39 AM Who buys earthquake insurance? Well, Californians buy the most according to a list provided by the Insurance Information Institute. The Institute provided a list of direct premiums written by state in 2009. California tops the list with $1,584,897,000 in direct premiums.
Washington state is second, followed by Missouri and Tennessee, states that do not come immediately to mind when one thinks ...
Let the Insurer Create a Business Insurance Package for you. published on August 11th, 2011 at 09:39 AM I just finished an article discussing why it can be helpful to look at packages of business insurance products created for a specific industry.
Many insurers build on their experience with specific categories of business insurance customers to create packages of commercial insurance tailored to your business.
For example, Nationwide has one of the best websites that illustrate this point. It's ...
Thank you.
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